National Ornamental & Miscellaneous Metals Association Business Insurance Program
Industrial Coverage and Zurich Insurance Company together have designed an insurance program that is comprehensive, competitively priced. The program was designed keeping in mind the understanding of how Nomma members conduct business.
The Strength of Zurich
Founded in 1872, Zurich has been a leading provider of a full range of insurance products. We are the fourth largest commercial property –casualty insurance company, serving the global corporate, large corporate, middle market, specialties and program sectors.
The Zurich name represents service, stability and innovation throughout the world. With over 130 years of experience and an A+ rating for financial strength and claims-paying ability from A.M. Best Company, Zurich is one of the nation’s finest insurance companies.
The Knowledge and Service of Industrial Coverage
Industrial Coverage has been in the insurance business over 50 years and has been closely associated with Nomma for over 20 years. Our understanding of ornamental metal fabricators enables us to accurately present your day to day business activities to insurance companies, so, that they can properly charge for and cover your risks and exposures.
Business Insurance Made Simple
A Business Owners Policy is very similar to a Homeowners Policy. It offers great protection and is the most affordable way for businesses to obtain broad coverage.
Zurich Precision Premier Policy offers flexibility to meet your specific insurance needs. The basic policy provides coverage for:
Property of Others
Business Income Interruption
Premier policy was designed especially for small to medium sized shops. But we know that ornamental metal fabricators need more. So, in addition to the automatic property and liability coverage we provide in our "core" policy, the following coverage is also available:
Employee dishonesty, forgery or alteration are covered up to $10,000 each. (Higher limits are available.)
Theft of money and securities are covered up to $5,000 inside/ $2,500 outside. (Higher limits are available.)
Sales representative’s samples are covered while in the custody of your sales representative, or while in transit, up to $5,000.
Business personal property at exhibitions or while temporarily on display at a location you do not regularly occupy, up to $5,000.
Installation Floater $2,500 (higher limits are available)
Our workers’ compensation program is designed to contain medical costs and to return injured employees back to work sooner.
In addition, your insurance protection can be rounded out with Zurich automobile and umbrella policies.
The Services You Deserve
24 Hour Claim Reporting
Zurich is dedicated to providing prompt, fair claim service. And we put help at your fingertips, 24 hours a day, with our toll-free claim hotline. Call us when you need help filing a claim or when you want to check the status of a pending claim. You’ll talk to a claim professional who will answer your questions and provide the help you need fast.
Reduce your paperwork and smooth out your cash flow by using one of Zurich easy payment plans. All the policies we write for your business are billed in one simple and convenient installment payment plan.
Zurich has a long history of providing insurance services to the businesses that form the foundation of our nation’s economy. Today, as entrepreneurs work to transform American business, Zurich works to meet their evolving insurance needs with innovative, competitively-priced products. We invite you to find out how Zurich’s Premier policy can save you money and give you peace of mind.